First steps after a storm
- Stay off the roof. Check from the ground for missing shingles, dented gutters, or debris.
- Look inside for new ceiling stains or drips and move belongings away from leaks.
- Photograph damage with dates, including dented vents, gutters, and outdoor equipment.
- If there's an active leak, ask about temporary tarping to prevent further water damage.
Common signs of hail and wind damage
- Bruised or cracked shingles and spots of missing granules.
- Dented metal vents, flashing, gutters, and downspouts.
- Creased, lifted, or missing shingles after high winds.
- Granules collecting heavily at downspout outlets.
Insurance and contractors
Review your homeowner's policy and contact your insurer about filing a claim. A contractor can document damage and may meet the adjuster, but your claim and coverage decisions are between you and your insurer. Be cautious of anyone pressuring you to sign immediately or offering to waive your deductible.
Repair or replacement after a storm
Isolated wind damage may be handled with a roof repair. Widespread hail damage across many slopes often leads to replacement. Start with a documented roof inspection, then learn more about roof replacement in Sherman, TX.
Frequently Asked Questions
How soon should I file a claim?
Policies set their own deadlines for reporting damage. Check your policy and contact your insurer promptly.
Will my insurer pay for a full replacement?
That depends on your policy, deductible, and the adjuster's assessment of the damage. No contractor or referral service can guarantee claim outcomes.
What is a storm chaser?
Out-of-area crews who canvass neighborhoods after storms. Verify any contractor's local presence, insurance, and references before signing.